If you have not got insurance and begin to experience problems with your teeth, you are probably beginning to feel a little anxious. What happens if you need some significant work doing? Not only have you got to think about the costs associated but whether your dentist will actually see you without insurance. If you are frantically trying to search for ‘dentists near me no insurance’, then read this article to find out what they can and cannot do for you.
Many of the people without insurance are older. They may work part-time, are self-employed, or have taken early retirement for health reasons. The problem is that this is when dental issues often start to kick in. Your teeth begin to become more susceptible to fractures and breaks, fillings deteriorate and wear away and you are more likely to experience tooth decay.
Most dental care is not covered by Medicare either, certainly not things like fillings, cleaning, tooth extractions, fillings, and dentures, which are some of the most common things we go to the dentist for. There are various private options to explore, but when you are sitting there with a broken tooth and in desperate need to see a dentist in your area, that is not much use.
So, can dentists see you without insurance? If so, where are they, and if you do not have the funds to pay upfront, what can you do?
Can you see a dentist without insurance?
You can absolutely see a dentist without having insurance. It is not a mandatory requirement; in fact, almost half of American’s do not have insurance to cover dental work, according to the US [News and World Report. [source]. However, if you are one of this vast amount of people with no insurance, ideally you should still be visiting your local dentist regularly for general maintenance and checkups. While these will cost you, they will, for the most, not be prohibitive costs. A quick clean and once over by a dental hygienist will give you a heads-up for any potential problems that are building up, giving you more time to organize dental insurance or to find the money necessary to cover the costs.
However, if you do not have dental insurance and need to see someone urgently, there are various options available to you. No one should be in pain or unable to eat because of not being able to afford dental treatment.
Look for a dentist that offers flexible payment plans and financing options
There will be dentists near you that offer payment plans to people without dental insurance. For example, here in Eastpointe, MI, we have flexible financing options, so that even if you have not got dental insurance organized, you can be seen and treated, whatever the issue. This option is also available for patients who need to supplement their insurance as well. Financing is an affordable alternative to paying a large sum of money upfront, which many people simply do not have, especially at the moment. Financing usually involves paying a smaller amount every month to cover the cost of the treatment.
Prioritize your dental health
The best way to save money pricey dental procedures is to make sure you do not need them first. If you preemptively take good care of your teeth with regular cleaning and maintenance, you are less likely to need oral surgery procedures, implants and other more intensive care along the road. This can save you a significant amount of money in the long term. If you do not have insurance, make an advisory appointment with our dental team who will be happy to give you advise on the best care for your teeth and oral hygiene.
Look for a dental membership club
Comparable to dental insurance, some dentistry care providers actually offer their own in-house membership. For a fixed annual fee, you will receive a set number of cleanings, checkups and perhaps even more in-depth procedures such as tooth whitening and X-rays. In addition, some of these memberships also include reasonable discounts on any other services you may need throughout the year, making them a worthwhile option to explore.
Explore community health events
If you are on a low income, or have any other qualifying factors, you may be entitled to attend a community health event, if these are offered in your local community. If you cannot make payments towards your dental care at a regular dentist, you may be able to receive at least the basic care for free through these charitable events.
Look outside of the big chain dentists
One problem many people face when they are looking for low cost dental care is the perception that they are up against a big chain. Many of the country’s largest providers of dental care are known because of their advertising, but are often subject to higher-level rules in corporate offices. , Instead, try to find local dental care providers, who act independently and have a little more control over their own costs and patients. If you are able to work one-on-one with your dentist to set up a plan of action and arrange for payments, it is more likely that you will be able to find a good deal and negotiate to make payments on a timetable that works within your budget.
If you are frantically searching for ‘dentists near me no insurance’ and are coming up with a blank, think about the tips above or get in touch with us today at Patient Empowered Dentistry. We are happy to see patients who do not have insurance in the Eastpointe, MI area and work with you to come up with an affordable solution to ensure that you get the treatment and care that you need.